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Ask An Expert; Business Series



Welcome to Ask an Expert Business Series with Misty Lambrecht, the owner of Webfoot Marketing and Design, sharing valuable insights based on her extensive 15 years of experience in business startups and advising in Lincoln County. Oh, can we please just stop with the scammers and frauds?


I swear, if I see one more Facebook Marketplace ad with a new car for almost nothing, instructing me to email for more information, or another duct cleaning ad from the guy that just moved here and 25 other places in the past week, I might scream. Honestly, it feels like the guy calling about my Google listing changed jobs, and my car warranty must have finally caught up to date. I find it incredibly challenging to keep up with all the changes and not be constantly on guard.


So, businesses are no longer taking cash as they fear being robbed not only by your standard masked bandit but also by employees. Just recently, one of Oregon's great newspapers closed down when an employee embezzled thousands. Did someone miss the basic "be kind, honest, and treat your fellow man how you want to be treated" memo? Here are a few telltale signs scammer beware:

Contractor with No Company Name or CCB Number:

● If a contractor fails to provide a company name or

Contractors Construction Board (CCB) number, it raises

concerns about legitimacy. This is required in every

advertisement by Oregon Contractor law.

Exclusive Use of Email Address on Facebook Marketplace:

● When dealing with transactions on platforms like Facebook

Marketplace, be cautious if the seller only provides an

email address for communication. Legitimate businesses

usually share multiple points of contact and detailed

information.

Unrealistic Prices for Goods or Services:

● Extremely low prices for high-value goods or services can

be a red flag. If it seems too good to be true, it probably is.

Requests for Unusual Payment Methods:

● Fraudsters often insist on unconventional payment

methods, such as wire transfers, gift cards, or

cryptocurrency. Be wary if the seller refuses more secure

and standard payment options.

Pressure Tactics or Urgency in Transactions:

● Fraudsters may create a sense of urgency to pressure

individuals into quick decisions. Be wary of sellers who

push for immediate transactions or claim limited

availability.

I Just Joined Facebook Last Week:

● Be wary of new accounts, accounts with no profile picture,

or the same pictures posted in an ad from different

accounts. Ten new different families did not just move here

to start duct cleaning companies

Reluctance to Provide References or Portfolio:

● A reputable contractor or service provider should be willing

to share references or showcase a portfolio of previous

work. If they hesitate or refuse, it raises concerns about

their credibility.

The Bank Calls You and Wants Detailed Information:

● If the bank calls and asks you to provide detailed

information or visit a link they text you and change your

password, hang up and call your bank back on the number

listed on your account, not the number that called you.

Fraudsters often use this tactic to engage unsuspecting

individuals in giving information.

Inability to Verify Business Information:

● If you struggle to verify the legitimacy of a business

through official channels or if the provided information

does not check out, exercise caution before proceeding

with any transactions.




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